Can I face legal action after taking a loan from a company or not paying a bill in the United Arab Emirates? On this topic, you will have a complete discussion and know what happens if you get a loan from companies like Etisalat and DU or don’t pay your bills. How far can companies legally fight you and how can they bill you?
Such problems mostly occur with visitors and non-residents because visitors usually do not have legal residency in the UAE, and therefore it is easier to seek a travel ban against them. A travel ban may also be imposed on people living in the UAE. This is because if they delay or fail to pay their debts, they can become illegal.
Here are some factors that can determine whether or not a person will be stopped at an airport:
- If the loan amount is high, it is more likely for the lender to demand a travel ban.
- If the loan tenure is longer, it is more possible for the lender to demand a travel ban.
- If the creditor is a government agency, it is more likely to require a travel ban.
A person is more likely to be sued if he is consistently late in paying his bills. If he fixes the late payment of the bill as soon as possible, the creditor may decide not to file a case against him.
Police Case for Unpaid Etisalat and Du Bill
Companies have the power to sue you if you don’t pay your bill on time. Both Etisalat and DU are companies licensed by the UAE government. These companies need to set clear and transparent terms and conditions with their customers. These terms and conditions usually include that the company can take legal action against the customer if he fails to pay his bills.
When you don’t pay the bill, the company sends you a message on your registered email and mobile number. After a period of 30 days, the company sends you an email after which if there is no response from the user, the company takes legal action against the person. Most companies take action against those who do not pay bills above 1000 dirhams. Most of these include users who are staying in the UAE on visas. If the company feels that the customer may leave the country, it requests the court to block the non-payer from travel.
Here are some restrictions that may apply to you.
- There may be a travel ban issue
- Your credit in the banking system may be low, which may make it difficult for you to get a loan.
- SIM and mobile phones in your name may be frozen
- Your bank account may be frozen
- You may be banned from purchasing other SIMs
- Internet connection may be suspended.
- Police can stop you at the airport while visiting other countries
If you have a bill in the UAE and you are delaying paying it, you should be concerned about your situation. You should contact your lender and make payment arrangements. If you cannot reach a settlement with your creditor, you may want to consult an attorney.
A travel ban may also be imposed on people living in the UAE. This is because if they delay or fail to pay their debts, they can become illegal. In this case, the government may be forced to take legal action against them. Such people are mostly brought into the fold of the law when they have a bad past payment report and a bad finance rating.
If you live or visit the UAE, you must pay all your bills and loans. You may not have any problems in the UAE for some time but after 45 days you can be blacklisted which can cut off all your telecom connections and charge you for your bill. A penalty of 10% to 30% may be payable.