Posted inTrending

Buying an iPhone on Installment in Dubai? Here’s How to Do It Without a Credit Card

Buying an iPhone on Installment in Dubai

Dubai, being an inter­na­tion­al busi­ness hub, pro­vides var­i­ous finan­cial ser­vices and facil­i­ties to peo­ple as per their needs. Among all these ser­vices, the facil­i­ty of buy­ing things in install­ments is also a good ser­vice, which is espe­cial­ly use­ful for peo­ple who can­not pay large sums at once.

Most of them are from the work­ing class and some peo­ple have come from abroad to earn income. If you want to buy an iPhone on install­ment with­out a cred­it card in Dubai, here are some meth­ods and infor­ma­tion that may be help­ful for you.

1

iPhone Installment plan by the bank

Buy the iPhone in UAE on install­ment from Banks.

Many banks in the UAE offer install­ment-buy­ing ser­vices. You don’t need a cred­it card for this. Just check with your bank and find out what kind of install­ment plans they offer. One thing to remem­ber is that you must have an Emi­rates ID before doing all this.

Important Banks and their Services:

  • Emi­rates NBD: This bank offers a vari­ety of install­ment plans that can be availed with­out a cred­it card. You have to cre­ate an account after which you can eas­i­ly install any iPhone mod­el, car, etc.
  • Abu Dhabi Com­mer­cial Bank (ADCB): ADCB also offers ser­vices that are acces­si­ble to cus­tomers even in the absence of a cred­it card. The bank also offers iPhones in install­ments to its cus­tomers.
2

Buy Now, Pay Later services

Var­i­ous e‑commerce plat­forms, tele­com com­pa­nies and retail­ers in Dubai offer “Buy Now, Pay Lat­er” ser­vices, includ­ing:

  • You can also rely on Cash on Deliv­ery: Some web­sites and stores also offer a “Cash on Deliv­ery” option.
  • You can choose a pay­ment plan in sev­er­al month­ly install­ments.
  • With tele­com com­pa­nies, you can get mobile phone install­ments with an annu­al con­tract.
3

Special iPhone financing plans

Some com­pa­nies and retail­ers offer install­ment plans specif­i­cal­ly for the iPhone. For exam­ple:

  • DU and Eti­salat offer mobile phones for instal­la­tion. You can check more plans by vis­it­ing their web­site.
  • iSTYLE: It is an offi­cial retail­er of Apple prod­ucts that offers a vari­ety of install­ment plans.
  • Sharaf DG: Sharaf DG also offers install­ment plans specif­i­cal­ly for the iPhone.
4

Financing companies

Many financ­ing com­pa­nies in Dubai offer dif­fer­ent install­ment plans. At first, you will get mobile phone install­ments from some of the above-men­tioned retail­ers or tele­com oper­a­tors but if you are fac­ing some dif­fi­cul­ties then you can also get phone install­ments from financ­ing com­pa­nies.

5

Help from friends or family

If you don’t have enough finan­cial resources for an install­ment plan, you can get help from friends or fam­i­ly.

1

Choice of bank services

To choose a bank’s ser­vices, you must first eval­u­ate your needs and the bank’s offer­ings. You can go to each bank and get infor­ma­tion about their lat­est scheme or plan. After that, you have to com­plete these things after which you can apply to get an iPhone instal­la­tion.

Necessary Documents:

  • Copy of Iden­ti­ty Card
  • Proof of res­i­den­tial address
  • Proof of finan­cial sta­tus (e.g. bank state­ment)

Application Process:

  1. Vis­it a bank branch or apply online.
  2. Pro­vide the nec­es­sary doc­u­ments.
  3. Start the install­ment plan after the appli­ca­tion is approved. By Now, a selec­tion of pay let­ter ser­vices
2

Popular platforms:

  • Ama­zon (Amazon.ae): On Ama­zon, you can get buy now, pay let­ter ser­vices.
  • Noon: Noon also offers buy now, pay let­ter ser­vices in Dubai.

Procedures:

  1. Reg­is­ter on the web­site.
  2. Select a prod­uct.
  3. Select the Buy Now, Pay Let­ter option and start the install­ment plan. A selec­tion of spe­cial iPhone financ­ing plans
3

Popular retailers or telecom companies:

  • Du
  • Eti­salat
  • iSTYLE (iSTYLE)
  • Sharaf DG

Procedures:

  1. Vis­it the retail­er’s branch or vis­it their web­site.
  2. Select a prod­uct.
  3. Choose a financ­ing plan and pro­vide the nec­es­sary doc­u­ments.

If you are using a DU or Eti­salat post­paid SIM, you will find it quite easy to get a call on instal­la­tion from them. Pre­paid cus­tomers can also get the iPhone on install­ments for which they have to sub­mit some doc­u­ments after select­ing the peri­od and they can get the mobile phone instant­ly.

4

Choice of financing companies

Famous financ­ing com­pa­nies:

  • AFG: This com­pa­ny offers a vari­ety of financ­ing plans.
  • Nation­al Finance Com­pa­ny (NFC): NFC also offers install­ment plans.

Procedures:

  1. Vis­it the com­pa­ny branch or apply online.
  2. Pro­vide the nec­es­sary doc­u­ments. Of which Emi­rates ID and util­i­ty bills are very impor­tant.
  3. Start the install­ment plan after the appli­ca­tion is approved. Opt for help from friends or fam­i­ly

If you do not have an Emi­rates ID, you will need to take the help of a friend or fam­i­ly mem­ber. He can get you a mobile phone install­ment plan with your Emi­rates ID.

Procedures:

  1. Talk to friends or fam­i­ly. Con­vince them that you will pay the phone install­ments on time.
  2. Buy the prod­uct with their help.
  3. Plan to pay in install­ments.

Result:

Mak­ing an iPhone install­ment plan with­out a cred­it card in Dubai is not a dif­fi­cult task. You can do this with var­i­ous banks, buy now, pay let­ter ser­vices, spe­cial financ­ing plans, financ­ing com­pa­nies, or with the help of friends and fam­i­ly. It is only nec­es­sary that you choose the right option accord­ing to your finan­cial con­di­tion and needs.

If you have an Emi­rates ID, you will not have any dif­fi­cul­ty in buy­ing a mobile phone pro­vid­ed you have to pro­vide com­plete doc­u­ments. I would advise you to take iPhone install­ments from tele­com com­pa­nies or retail­ers. From this, you will not have to pay an inter­est fee but it will depend on your install­ment plan and mobile phone mod­el.

Hi, I am Saleem Baloch and living in the UAE. After moving to Dubai, I got a lot of experience with telecom and travel here after which I started this blog. I personally tested eSims, physical prepaid and postpaid SIMs in UAE and share my knowledge with people.

One thought on “Buying an iPhone on Installment in Dubai? Here’s How to Do It Without a Credit Card

Leave a Reply

Your email address will not be published. Required fields are marked *